Savings & Certificates

Everyone is saving for something. A Harbor Savings Account will help you with those goals. Earn a competitive rate and enjoy the many benefits of Harbor Credit Union Membership. Every Membership with Harbor starts with a Primary Savings Account to help get you started.

Deposit Accounts

  • Savings Account
  • Special Savings
  • Money Market Accounts
  • Certificates of Deposits
  • Holiday Club





Maximize Your Earnings with a Money Marketing Account

The higher your balance, the more you earn. If you’re looking to earn higher dividends with flexible access, a Harbor Money Market Account is a great choice.

  • Access funds immediately; no minimum investment period
  • Earn a higher dividend rate than offered by a traditional Savings Account
  • Make automatic deposits with Payroll Deduction or Direct Deposit
  • Receive increases in dividend rates as balances grow
  • Earn dividends with as little as $2,500

Term Share Certificate Accounts

It’s your money...It’s your choice

Certificate Accounts are a great way to invest and earn higher dividends over a set term. Maximize your money with a Term Share Certificate Account. When you open a Harbor Certificate, you select the amount to invest and the length of term and your funds are secured for the term of the Certificate.

  • Open with as little as $1,000
  • Choose terms from 6 months to 5 years
  • Receive dividends compounded and paid monthly
  • Certificate can be used to secure a Certificate Secured Loan (IRA CERTIFICATES do not qualify)
  • Jumbo rates available

Budget For The Holidays

Set aside money for your holiday expenses with automatic payroll deduction. You determine the amount you’d like to save for holiday spending, we’ll put the money aside for you, and on November 1, your funds will be transferred automatically to your Harbor Savings Account.

  • Save throughout the year for your holiday shopping and other holiday needs
  • Account balance will automatically transfer November 1 to your Harbor Savings Account
  • Make convenient deposits using payroll deduction or direct deposit
  • Minimum opening deposit $1.00
  • No early withdrawal penalties